For this long weekend of may, the bank online offers great deals.
© Unsplash – Markus Spiske
Open an account in an online bank can make a double saving. First of all, there is an economy which is directly related to the account maintenance fee annual : in the institutions in line, they are in most cases non-existent. For example, a bank of conventional network invoice average of 215€ costs per year. Then, a second economy is realized with the welcome bonus which can climb up to 120€ according to the bank online.
Monabanq : 120€ bonus at the opening
As you can see in our notice on Monabanq, the bank online belongs to the group Crédit Mutuel. With hundreds of thousands of customers and a range of accounts which has been renovated a few weeks ago, Monabanq is positioned as a reference player on the market niche of the bank online. It is important to know that this bank does not require any income to accept new clients, it is the most flexible.
It will require a monthly fee (2€ to 9€ per month) depending on the formula chosen. That said, this cost is largely compensated for by the welcome bonus which is the highest among the banks in line. In this case, the new customers of the bank will be able to win 120€ bonus if they show a relative activity during the entire first year. Each month for a year, under the condition of using her credit card, a bonus of€ 10 will be paid on behalf of the clients.
Without go into too many detail, it is important to know that Monabanq offers 4 different formulas. The formula How is the least expensive (2€ per month) and allows to have a limited use of his account. The most popular account, which will allow obtaining all the services of an account “classic” (overdraft, cheque book, withdrawals, etc.) is€ 3 per month, and it is called Pratiq+. Finally, online banking offers 2 formulas for frequent travellers, Uniq and Uniq+, which are among the most competitive in the market on this niche.
To discover the offer Monabanq, it is here :
Orange Bank : the nugget that explodes
In the space of 2 years, Orange Bank became a leading player in the market of online banking. You can also see in our opinion Orange Bank, it is one of the banks with the easiest access for the general public. It is, without conditions of income and it is free for its customers. Better, customers Orange and Sosh can subscribe to it without even having to provide their supporting documents of identity.
At this time, and for a few days (only), the mobile bank offers 80€ bonus to its new customers. A first instalment of€ 50 will be realized under the condition, perform 10 operations in the first month following the activation of the bank card. A second payment of 30€ will be realized in the form of reimbursement of an invoice for a mobile subscription Orange or Sosh. So even if you are not Orange customers, choose Orange Bank, you can get a very nice bonus, without condition.
Orange Bank is an online bank that has been able to resume all the codes, of neo-banks. Their mobile app is super intuitive, and its card payment is very flexible and without risk to the customer : no overdraft is allowed, which also allows to avoid the premium for the persons who have difficulties to manage their budget. In addition to the current account and the card, Orange Bank also offers a consumer credit, a savings passbook and a card premium Orange Bank.
To see this offer Orange Bank, it is here :
Visit Orange Bank
Hello bank!, offer free and zero condition
Among the free offers and without the requirement available on the market, Hello One of Hello bank! is probably the best on the market. The online bank does not offer, however, no bonus for this formula. The€ 50 bonus immediately are only reserved to formula Hello Premium, which is much more premium. It is accessible under condition of justify 1 000€ income per month, and against a payment of€ 5 per month.
Hello One is an unconditional offer and free is the most flexible at this time. It allows you to have all payments free and free of charge in the world, and it also allows you to have free withdrawals in all of the Global network Alliance of the BNP Paribas group in the world (for a reminder, Hello bank! belongs to the BNP Paribas group).
The Premium version is certainly paid for, but it is also the most flexible and extensive on the market. Compared to its price, it is much less expensive than a N26, Revolut, or even that the offer of Monabanq. If you have to travel more frequently in the coming months, Hello Premium will therefore be a partner of choice. And if you open such an account, you can even enjoy a€ 50 bonus in lieu of a welcome gift.
To discover the offer Hello bank!, it’s here :
Visit Hello bank!
The bonus, not a criterion to be taken into account
Of course, when you choose an online bank, it is necessary to think in the long term. It is, therefore, not stop at the sole welcome bonus immediately. In effect, it is necessary to take into account all of the benefits of each of the banks. For example, Monabanq is the establishment on the internet that capitalizes the most on the customer support (elected customer service of the year in 2018, 2019 and 2020).
For its part, Hello bank! has the widest range of products, similar to that of a bank’s traditional network. Finally, Orange Bank offers the most flexibility, the equivalent of a neo-bank, while having a range of products to the more generous and complete. Depending on your profile and depending on your needs, each will find his account in an online bank rather than another.
To have a maximum amount of elements available to choose your bank, we have implemented a number of comparator banks that will allow you to find the one that will fit your needs. The welcome bonus must be considered as a nice cherry on the cake, and not as an end in itself.