Almost all companies in France and elsewhere, are facing a situation of unpaid. Delays in payment, debts that accumulate… These phenomena are recurring and can become very problematic. In effect, the cash flow of a company can be directly impacted by such a situation. In this case, the recovery is inevitable. Learn how in this article.
The unpaid, the scourge of companies
Manage the accounting and finances of a company, is not a trivial matter. At the end of a sale or of a service, an invoice is delivered to the customer, who then must fulfill them. In most cases, invoices are due within 30 to 60 days. Only, certain debtors (the person who has a debt owed to a creditor), do not comply with the deadlines set out on the invoices. This then creates a mismatch of cash for the issuing companies. A plague is very widespread, which can be solved by procedures of recovery.
Recovery : the solution in the face of unpaid
So it does not remain in a situation of unpaid bills that continue to exist, the creditors have several recovery solutions. The conciliation, with a court collection. Or the judicial seizure.
The court collection
This procedure is the most prevalent and very often, to solve a situation of unpaid bills quickly. It is not very complicated to set up, and is characterized by different steps :
● Making informal contact with the client to get an explanation and find a solution.
● Send follow-up letter to encourage the debtor to settle his debt.
● Notice to specifically require the settlement of the invoice.
These actions, to maintain the application of rules, without necessarily destroy the chances of sustaining the business relationship between the two entities.
To carry out a procedure of debt collection, it is possible to appeal to a specialized firm such as Rubypayeur.
The judicial recovery
If the recovery procedure friendly does not bear fruit, the trader must move to a higher level, to obtain payment of the arrears. To do this, he may apply to the competent court and initiate judicial recovery.
This requires procedures that are very specific and knowledge of law. It will be therefore advisable to be accompanied by a specialized company, able to provide all the legal advice necessary and to take charge of the process.
Our advice to operate a debt collection effective
To solve a situation of outstanding payments, it is important to act quickly and well. Here are a few tips to help you with your recovery.
Do not leave unattended the situation
First of all, it is important not to let the situation get bogged down. It is not necessary to leave the client thinking that his claim is not a priority. The professional must undertake a recovery procedure, as soon as the invoice due date is exceeded. These last are subject to a prescription, so it is better to start quickly approaches.
Always remain professional and cordial in the exchange
The recovery procedure is not a way to take on the debtor. It is an approach that allows to find a solution to the non-payment and resolve the situation as quickly as possible. All exchanges must be cordial and professional. Attention, threat, insult or intimidation, shall be punished by the law.
To call a firm recovery
Manage a collection is not necessarily a part of the fun. It is necessary to take care of the administrative aspect but also operate a precise monitoring of the procedure. To save time and hope for a good effectiveness of the actions, it is a good idea to opt for the guidance of a specialist practice, as Rubypayeur. It allows you to have access to legal advice and support and monitoring of your procedures from A to Z (calls, reminders, emails, judicial seizure…).
In addition, when a client is contacted by a collection company about her debts, the pressure is slightly higher. The fear a procedure more thorough and serious approach, can encourage them to pay more quickly.
The unpaid are real pet peeves for companies. In order to obtain a quick payment of invoices fallen due, a recovery is inevitable. Mutual agreement procedure or entry of the court, the creditors have the choice to recover their due. Anyway, the accompaniment of a cabinet of recovery, is a solution to be preferred, to facilitate procedures and speed up the payment.
Author(s): Article Partner