The 250 000 customers neo-bank in France will be able to have an IBAN French and recharge their account with liquid.
Monese believes in a neo-bank pan-european : its slogan, ” Europe is open “ the confirms. Yet, she also knows that in the banking system, the emergence of banks online foreign of its type has led to the proliferation of brake and barrier – often unjustified – but that prevent the market players to deploy.
One of them concerns the discrimination to the IBAN. When an employer, a trader or an administration that refuses to use an IBAN overseas compatible with the SEPA area, it speaks of discrimination to the IBAN until this practice is totally illegal (learn how to respond to discrimination in the IBAN here). Monese know this mishap to our customers, including the 250,000 who have signed up for its offer in France.
To respond, the neo-british bank comes to the success of obtaining the competence to generate IBAN French for customers of Hexagon. ” With the availability of the IBAN French we want to offer our users all the tools necessary to ensure that their bank account Monese can be used on a daily basis and without difficulty special “.
For example, its competitor Revolut also british, does not offer IBAN of the French and the customers are likely to brake if they want to use their account for payments of their salaries, or subscriptions, such as their phone package.
Deposit the cash in the neo-bank
Another new feature available in Monese, the payment of cash to fuel its account. This is a point that – almost inherently – is not available in the neo-banks : due to their format 100 % digital, they do not have the infrastructure, so that customers can deposit cheques or cash (only bank Nickel is a bit different).
To compensate for this limitation, Monese is associated with Paysafecash and its solution, ” eCash “, which offers to deposit money into physical points (they would be 12 000 in France, also present in the United Kingdom, the United States and Canada). Once the money is deposited, the service Paysafe generates a bar code that allows you to link with your bank account.
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