During the Summer Days, Monabanq inflates its welcome bonus of up to 170€.
Monabanq is an online bank that was founded in 2006 and which belongs to the Crédit Mutuel group. It stands today as one of the references on this niche with a very distinct from its counterparts. In this case, it does not require any income requirement to open an account.
In return, she asks for a monthly membership fee to all its users (between 2 and 9€ per month). She compensates this cost with a welcome bonus that is generous. Until June 30, 2020, the Summer Days Monabanq can reach up to 170€ bonus, while other online banks only offer 80€ all the better.
How to cut the premium Monabanq ?
We have said above, Monabanq offers the bonus the most generous for a new client. In total, it currently can hit up to 170€ for a first opening of a current account. To get the entire gift, it is necessary to observe some (small) conditions. If you intend to choose Monabanq to do your banking institution regular, these conditions are easy to validate.
The first part of the bonus (120€) is conditioned by the activity of the customer. It would need to perform a minimum of operations each month for 12 months (10 operations with a minimum aggregate of 300€) to get a€ 10 bonus on each of these months. In total, by adding up these mini-bonuses, the customer will be so touched 120€ over the period.
This first bonus is the one that is offered by default to all clients of the bank online. In the framework of these Summer Days (23 to 30 June), Monabanq goes even further and offers a€ 50 bonus. The requirements are significantly lower for this second part since it will just order the card and activate it (payment or withdrawal) before the 30 September. Once the first transaction is made, Monabanq undertakes to pay to the client the complement of the premium.
If you want to know more, here are the explanations :
Why choose this online bank ?
In our comparator of online banking, Monabanq is one of the few that does not ask for income requirements to open an account. That said, it is far less expensive than the banks network classic. These last charge average of 215€ costs per year, and this mounts up to 400€ for the 20% of the French the less wealthy.
In Monabanq, the customer can choose between 4 formulas in which the price oscillates between 2 and 9€ per month. Formulas How and How+ are intended to the bank daily, while the version of Uniq and Uniq+ are geared towards travelers. Of all time, Monabanq has always been very competitive on its international offering, she proves again with these offerings. These have been presented in the month of April, after a complete overhaul of its range.
If Monabanq knows such a success, it is because it offers a range of banking products complete – and very close to a traditional bank. While the neo-banks restrict their offerings to an account and a payment card, Monabanq offers a complete solution and cheap. Among its flagship products include savings, credit (mortgage or consumption), as well as investment and life insurance.
But where Monabanq is very strong, it is also about customer support. For those who have a fear of change the bank to go to an online bank, the subsidiary of the Crédit Mutuel group is impeccable. She has also been awarded in 2017, 2018, 2019 and 2020 of the title of ” Elected Customer Service of the Year “. It provides a cover out hand in hand with a series of experts available on time slots with very wide. It is for this reason that it is so popular, and that it appeals to people who want to start gently with the finance online.
To discover the advantages of Monabanq, it is here :