You have the time ? Are you looking for an online bank ? Here are the best bonus !
© Unsplash – Markus Spiske
Since the beginning of the health crisis, most online banks have suspended their welcome bonus. That said, there are still a few players who maintain their special offers to attract new customers in large numbers : Monabanq, Orange Bank and Boursorama Bank are not only the best establishments online, but they are also those who continue to offer a generous bonus. Below, we go into the details of each of these banks.
Orange bank, a bank easy online
Of course, Orange Bank is the youngest of the online banks in the market (founded in 2017), but it benefits from all the expertise and the network of the telecom giant Orange to develop. In 2 years, she has already more than 500 000 customers to his credit, and his bank account simplified appeals to the general public. Orange customers do not even need to send in their supporting documents (identity card, domicile), since they have already transmitted to the group. Everything has been designed to be simple, and to open a bank account in a few minutes.
Visit Orange Bank
Better yet, Orange Bank is offering a bonus which goes up to 80€ for a first opening of a current account. The first 50€ will be paid under the condition that the client performs 10 transactions (withdrawal or payment) in the first month following the delivery of the card. 30€ extra will take the form of a refund of phone bill Orange / Sosh (there must, therefore, be a client of the operator to take advantage of it).
Concerning the offer itself, Orange Bank offers an account and a credit card is free, a savings passbook, a credit card and a Premium (surcharge). The big advantage of this online bank is that it is free and without any income requirement. In short, everyone can open an account, and the bonus of 80€ is easily accessible.
Monabanq, the best bonus of the moment
Monabanq is an online bank very complete with a range of banking products equivalent to that of a bank network classic. The subsidiary of the Crédit Mutuel group was redesigned at the beginning of the month of April its range of accounts to provide a response adapted to all profiles of French : How, How+, Uniq and Uniq+ are freely accessible without any condition of income, but they require a small monthly fee (between€ 2 and€ 9 per month).
That said, this monthly contribution is largely compensated by the very generous bonus welcome up to 120€. It will be necessary to show a minimum of activity every month for a year to get to each of them a bonus of 10€ fixed (total of 10€ x 12 = 120€). In the end, compared to the annual cost of the bank, this premium more than compensates.
Today, Monabanq is at the top of our ranking of the best online banks. It is for us the best bank on the internet at all levels. For those who had the fear of having a customer support, cloud-based, they will be very largely reassured by the bank Monabanq. She was elected in 2018, 2019 and 2020 as the ” Elected Customer Service of the Year “, and it really does not pretend.
Boursorama Bank, the number one
If you are looking for the first online bank in france, it is Boursorama Bank. If it is also one of the oldest, she mostly drove the growth over the last 4 years, reaching 2.1 million customers at the end of 2019. Also referred to as the “bank, the least expensive of France” for the past 12 years, Boursorama Banque has the advantage of offering various packages that meet all of the French.
If his basic account requires€ 1,000 in income tax every month (and it is free), he will have to go to the offers Welcome, and Ultim to take advantage of a free account, and no income requirement. Regardless of the account that you are going to open, you can get a bonus of 80€ for the entire first opening. So it is a bonus that is easy to obtain, in a bank online is very competitive.
Offer that the other online banks ?
The health crisis is not easy, including for banks. In fact, their numbers revolve partially at idle (for some), which also reduces the speed of validation of the accounts. It is for this reason that online banks like ING or BforBank decided to stop their welcome bonus.
That said, it should not be limited to the home premium to choose his / her bank. ING and BforBank are excellent choices, and they offer similar opportunities in the long term compared to the banks listed above. For those who are looking for a bank free of charge and without a condition of entry, the Key offering at ING is the best on the market. This is the one that offers the most flexibility (in particular at the level of the ceilings), without consideration.
To discover the bank online ING, here it is :