Citizens Bank, National Association is headquartered in Providence, Rhode Island. It is a national bank (chartered by the OCC), established 05/13/2005 and insured by the FDIC since 05/13/2005. At the 06/30/2026 reporting date it held $233 billion in assets and $189 billion in deposits across 981 offices.
Size
By total assets it ranks #20 of 4,213 active FDIC-insured banks in the United States. Among the 5 FDIC-insured banks headquartered in Rhode Island it ranks #1.
Capital and earnings
| Equity capital | $26.5 billion (11.4% of assets) |
|---|---|
| Net income, year to date | $1.1 billion through 06/30/2026 |
| Return on assets (annualized) | 0.99% |
Equity capital is what the bank owns after subtracting its liabilities; a higher share of assets means a thicker cushion against losses. These are the bank’s own regulatory filings, not a rating or a recommendation.
Is it FDIC insured?
Yes. Citizens Bank, National Association holds FDIC certificate number 57957. Deposits are insured up to $250,000 per depositor, per insured bank, per ownership category. You can confirm this on the bank’s FDIC BankFind page.
Other large banks in Rhode Island
- The Washington Trust Company, of Westerly, $6.6 billion in assets
Banks of a similar size
- Morgan Stanley Private Bank, National Association, #18, $250 billion in assets
- First-Citizens Bank & Trust Company, #19, $236 billion in assets
- Manufacturers and Traders Trust Company, #21, $219 billion in assets
- American Express National Bank, #22, $214 billion in assets
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This page reports regulatory data only. It does not show the bank’s rates or products, which change often and are listed on the bank’s own site. citizensbank.com