When Buying a Home Beats Renting
Four circumstances in which buying a home is a better bet than renting: you value owning assets, plan to stay put, have the capital and could use a tax break.
Home & Mortgages
Buying, renting, refinancing and how rate types work.
Mortgage Refinance: When It Makes Sense and What It Costs
When refinancing a mortgage pays off, from lowering your rate to dropping PMI, plus cash-out refinancing, closing costs and prepayment penalties.
Is It Time to Buy a Home?
With mortgage rates near 7.3% and prices still rising, how to decide whether it's the right time for you to buy, based on your finances, job and plans.
Fixed-Rate vs. Adjustable-Rate Mortgage: Which Should You Choose?
Fixed-rate or adjustable-rate mortgage? How each works, how ARM caps and indexes like SOFR set your payment, and who should pick which.
APR: What Annual Percentage Rate Means and How to Use It
APR, interest rate, nominal and effective rates explained with worked examples, plus why total cost beats APR when you may move or refinance.