Zions Bancorporation, N.A. is headquartered in Salt Lake City, Utah. It is a national bank (chartered by the OCC), established 07/06/1873 and insured by the FDIC since 01/01/1934. At the 06/30/2026 reporting date it held $89.0 billion in assets and $76.6 billion in deposits across 413 offices.
Size
By total assets it ranks #35 of 4,213 active FDIC-insured banks in the United States. Among the 44 FDIC-insured banks headquartered in Utah it ranks #6.
Capital and earnings
| Equity capital | $7.7 billion (8.6% of assets) |
|---|---|
| Net income, year to date | $686 million through 06/30/2026 |
| Return on assets (annualized) | 1.55% |
Equity capital is what the bank owns after subtracting its liabilities; a higher share of assets means a thicker cushion against losses. These are the bank’s own regulatory filings, not a rating or a recommendation.
Is it FDIC insured?
Yes. Zions Bancorporation, N.A. holds FDIC certificate number 2270. Deposits are insured up to $250,000 per depositor, per insured bank, per ownership category. You can confirm this on the bank’s FDIC BankFind page.
Other large banks in Utah
- Morgan Stanley Bank, National Association, $419 billion in assets
- American Express National Bank, $214 billion in assets
- Ally Bank, $188 billion in assets
- UBS Bank USA, National Association, $124 billion in assets
- Synchrony Bank, $115 billion in assets
- SoFi Bank, National Association, $56.8 billion in assets
Banks of a similar size
- City National Bank, #33, $99.1 billion in assets
- Western Alliance Bank, #34, $98.6 billion in assets
- Flagstar Bank, National Association, #36, $87.7 billion in assets
- East West Bank, #37, $84.3 billion in assets
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- Utah property tax, home prices and banks
- All large US banks
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This page reports regulatory data only. It does not show the bank’s rates or products, which change often and are listed on the bank’s own site. zionsbancorporation.com