UMB Bank, National Association is headquartered in Kansas City, Missouri. It is a national bank (chartered by the OCC), established 08/28/1902 and insured by the FDIC since 01/01/1934. At the 06/30/2026 reporting date it held $71.9 billion in assets and $60.2 billion in deposits across 209 offices.
Size
By total assets it ranks #40 of 4,213 active FDIC-insured banks in the United States. Among the 190 FDIC-insured banks headquartered in Missouri it ranks #1.
Capital and earnings
| Equity capital | $7.8 billion (10.9% of assets) |
|---|---|
| Net income, year to date | $501 million through 06/30/2026 |
| Return on assets (annualized) | 1.39% |
Equity capital is what the bank owns after subtracting its liabilities; a higher share of assets means a thicker cushion against losses. These are the bank’s own regulatory filings, not a rating or a recommendation.
Is it FDIC insured?
Yes. UMB Bank, National Association holds FDIC certificate number 8273. Deposits are insured up to $250,000 per depositor, per insured bank, per ownership category. You can confirm this on the bank’s FDIC BankFind page.
Other large banks in Missouri
- Commerce Bank, $35.0 billion in assets
- The Central Trust Bank, $20.3 billion in assets
- Stifel Bank and Trust, $19.6 billion in assets
- Enterprise Bank & Trust, $17.4 billion in assets
- Stifel Bank, $14.6 billion in assets
- First Bank, $6.7 billion in assets
Banks of a similar size
- First Horizon Bank, #38, $84.1 billion in assets
- Old National Bank, #39, $73.9 billion in assets
- SouthState Bank, National Association, #41, $68.8 billion in assets
- CIBC Bank USA, #42, $66.5 billion in assets
Related
- Credit unions in Missouri
- Top mortgage lenders in Missouri
- Missouri property tax, home prices and banks
- All large US banks
- Compared savings accounts
This page reports regulatory data only. It does not show the bank’s rates or products, which change often and are listed on the bank’s own site. umb.com