International Bank of Commerce is headquartered in Laredo, Texas. It is a state-chartered bank that is not a member of the Federal Reserve System, established 09/02/1966 and insured by the FDIC since 09/02/1966. At the 06/30/2026 reporting date it held $10.2 billion in assets and $6.6 billion in deposits across 80 offices.
Size
By total assets it ranks #159 of 4,213 active FDIC-insured banks in the United States. Among the 346 FDIC-insured banks headquartered in Texas it ranks #12.
Capital and earnings
| Equity capital | $2.1 billion (20.3% of assets) |
|---|---|
| Net income, year to date | $140 million through 06/30/2026 |
| Return on assets (annualized) | 2.82% |
Equity capital is what the bank owns after subtracting its liabilities; a higher share of assets means a thicker cushion against losses. These are the bank’s own regulatory filings, not a rating or a recommendation.
Is it FDIC insured?
Yes. International Bank of Commerce holds FDIC certificate number 19629. Deposits are insured up to $250,000 per depositor, per insured bank, per ownership category. You can confirm this on the bank’s FDIC BankFind page.
Other large banks in Texas
- Charles Schwab Bank, SSB, $251 billion in assets
- Frost Bank, $54.0 billion in assets
- Prosperity Bank, $43.9 billion in assets
- Texas Capital Bank, $33.6 billion in assets
- Charles Schwab Premier Bank, SSB, $26.6 billion in assets
- Sunflower Bank, National Association, $15.7 billion in assets
Banks of a similar size
- Stock Yards Bank & Trust Company, #157, $10.4 billion in assets
- Amerant Bank, National Association, #158, $10.3 billion in assets
- Origin Bank, #160, $10.2 billion in assets
- S&T Bank, #161, $9.9 billion in assets
Related
- Credit unions in Texas
- Top mortgage lenders in Texas
- Texas property tax, home prices and banks
- All large US banks
- Compared savings accounts
This page reports regulatory data only. It does not show the bank’s rates or products, which change often and are listed on the bank’s own site. ibc.com