South Carolina has 45 federally insured credit unions with their headquarters in the state (36th most among the 50 states and DC). Together they hold about $24.7 billion in assets and serve about 1,720,006 members. 37 are federally chartered and 8 are state-chartered. The ten largest are below.
| # | Credit union | City | Assets | Members |
|---|---|---|---|---|
| 1 | Founders Credit Union | Lancaster | $5.2 billion | 294,048 |
| 2 | South Carolina Credit Union | North Charleston | $2.6 billion | 157,780 |
| 3 | Srp Credit Union | North Augusta | $2.1 billion | 203,074 |
| 4 | Safe Credit Union | Sumter | $2.0 billion | 140,414 |
| 5 | Allsouth Credit Union | Columbia | $1.5 billion | 119,585 |
| 6 | Palmetto Citizens Credit Union | Columbia | $1.5 billion | 87,082 |
| 7 | S. C. State Credit Union | Columbia | $1.5 billion | 94,160 |
| 8 | Sharonview Credit Union | Fort Mill | $1.3 billion | 81,582 |
| 9 | Rev Credit Union | Charleston | $1.2 billion | 66,744 |
| 10 | Family Trust Credit Union | Rock Hill | $805 million | 60,145 |
Federally insured credit unions are backed by the National Credit Union Share Insurance Fund (NCUSIF), run by the NCUA, which protects member deposits up to $250,000 per member, per credit union, per ownership category. Not sure whether a credit union is right for you? Read credit unions and banks: what is the difference?
Frequently asked questions
How many credit unions are in South Carolina?
There are 45 federally insured credit unions headquartered in South Carolina (NCUA call report, 06/30/2026). Many also serve members elsewhere through shared branching and online banking.
What is the largest credit union in South Carolina?
Founders Credit Union, based in Lancaster, with $5.2 billion in assets and 294,048 members (NCUA, 06/30/2026).
Are credit union deposits insured?
Yes, at federally insured credit unions: the NCUA insures member deposits up to $250,000 per member, per credit union, per ownership category, through the NCUSIF.