In 2025, 856 lenders reported 97,198 originated mortgage loans on homes in South Carolina (first-lien purchase and refinance loans on 1-4 unit site-built homes). The loans total about $34.2 billion. The lender with the most loans was Rocket Mortgage, LLC with 6,609, or 6.8% of the state total. The five biggest lenders in the table made 21.9% of all loans.
The South Carolina lenders with the most loans in 2025
| # | Lender | Loans | Total amount | Share of loans |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 6,609 | $2.0 billion | 6.8% |
| 2 | United Wholesale Mortgage, LLC | 5,506 | $1.9 billion | 5.7% |
| 3 | DHI Mortgage Company, LTD. | 3,987 | $1.2 billion | 4.1% |
| 4 | Lennar Mortgage, LLC | 2,584 | $757 million | 2.7% |
| 5 | Movement Mortgage, LLC | 2,578 | $872 million | 2.7% |
| 6 | Mortgage Research Center, LLC | 2,186 | $721 million | 2.2% |
| 7 | Freedom Mortgage Corporation | 2,090 | $657 million | 2.2% |
| 8 | Guild Mortgage Company LLC | 2,007 | $584 million | 2.1% |
| 9 | Loandepot.com, LLC | 1,936 | $579 million | 2.0% |
| 10 | Crosscountry Mortgage, LLC | 1,805 | $603 million | 1.9% |
| 11 | NVR Mortgage Finance, Inc. | 1,514 | $395 million | 1.6% |
| 12 | Ameris Bank | 1,507 | $550 million | 1.6% |
| 13 | Pennymac Loan Services, LLC | 1,493 | $508 million | 1.5% |
| 14 | Vanderbilt Mortgage and Finance, Inc. | 1,473 | $456 million | 1.5% |
| 15 | Primelending, a Plainscapital Company | 1,323 | $442 million | 1.4% |
The list shows who made the most loans, not who offers the best terms. It counts banks, credit unions and nonbank lenders together and does not show interest rates, fees or approval odds, which depend on your credit, down payment and the day you apply. Always compare quotes from several lenders.
How to read this table
Lenders are listed by the legal name registered for their LEI (legal entity identifier). Loans are counted by the location of the home, so a lender based elsewhere appears if it lends in South Carolina. Method: Originated first-lien purchase and refinance loans on 1-4 unit site-built homes; excludes reverse mortgages, open-end lines of credit and business or commercial purpose loans.
Frequently asked questions
Who is the top mortgage lender in South Carolina?
By number of loans originated in 2025, Rocket Mortgage, LLC led South Carolina with 6,609 loans (HMDA public loan-level data).
How many mortgage lenders are active in South Carolina?
856 lenders reported at least one originated purchase or refinance loan on a 1-4 unit site-built home in South Carolina in 2025.
Does this list show mortgage rates?
No. HMDA data shows how many loans each lender made, not the rates it offers today. Use a rate quote from each lender, and our mortgage payment calculator to compare the monthly cost.