Woodforest National Bank is headquartered in The Woodlands, Texas. It is a national bank (chartered by the OCC), established 09/05/1980 and insured by the FDIC since 09/05/1980. At the 06/30/2026 reporting date it held $9.0 billion in assets and $8.1 billion in deposits across 741 offices.
Size
By total assets it ranks #181 of 4,213 active FDIC-insured banks in the United States. Among the 346 FDIC-insured banks headquartered in Texas it ranks #13.
Capital and earnings
| Equity capital | $789 million (8.8% of assets) |
|---|---|
| Net income, year to date | $93 million through 06/30/2026 |
| Return on assets (annualized) | 2.05% |
Equity capital is what the bank owns after subtracting its liabilities; a higher share of assets means a thicker cushion against losses. These are the bank’s own regulatory filings, not a rating or a recommendation.
Is it FDIC insured?
Yes. Woodforest National Bank holds FDIC certificate number 23220. Deposits are insured up to $250,000 per depositor, per insured bank, per ownership category. You can confirm this on the bank’s FDIC BankFind page.
Other large banks in Texas
- Charles Schwab Bank, SSB, $251 billion in assets
- Frost Bank, $54.0 billion in assets
- Prosperity Bank, $43.9 billion in assets
- Texas Capital Bank, $33.6 billion in assets
- Charles Schwab Premier Bank, SSB, $26.6 billion in assets
- Sunflower Bank, National Association, $15.7 billion in assets
Banks of a similar size
- Merrick Bank, #179, $9.1 billion in assets
- American Savings Bank, National Association, #180, $9.0 billion in assets
- b1BANK, #182, $8.9 billion in assets
- Metropolitan Commercial Bank, #183, $8.9 billion in assets
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- Credit unions in Texas
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- Texas property tax, home prices and banks
- All large US banks
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This page reports regulatory data only. It does not show the bank’s rates or products, which change often and are listed on the bank’s own site. woodforest.com