Univest Bank and Trust Co. is headquartered in Souderton, Pennsylvania. It is a state-chartered bank and member of the Federal Reserve System, established 04/01/1876 and insured by the FDIC since 01/01/1934. At the 06/30/2026 reporting date it held $8.2 billion in assets and $7.0 billion in deposits across 51 offices.
Size
By total assets it ranks #197 of 4,213 active FDIC-insured banks in the United States. Among the 109 FDIC-insured banks headquartered in Pennsylvania it ranks #11.
Capital and earnings
| Equity capital | $922 million (11.3% of assets) |
|---|---|
| Net income, year to date | $53 million through 06/30/2026 |
| Return on assets (annualized) | 1.28% |
Equity capital is what the bank owns after subtracting its liabilities; a higher share of assets means a thicker cushion against losses. These are the bank’s own regulatory filings, not a rating or a recommendation.
Is it FDIC insured?
Yes. Univest Bank and Trust Co. holds FDIC certificate number 7759. Deposits are insured up to $250,000 per depositor, per insured bank, per ownership category. You can confirm this on the bank’s FDIC BankFind page.
Other large banks in Pennsylvania
- First National Bank of Pennsylvania, $50.8 billion in assets
- Fulton Bank, National Association, $32.6 billion in assets
- BNY Mellon, National Association, $30.6 billion in assets
- Customers Bank, $26.5 billion in assets
- TriState Capital Bank, $24.3 billion in assets
- Northwest Bank, $17.2 billion in assets
Banks of a similar size
- BankPlus, #195, $8.4 billion in assets
- Poppy Bank, #196, $8.3 billion in assets
- Peapack Private Bank & Trust, #198, $8.0 billion in assets
- Hanmi Bank, #199, $8.0 billion in assets
Related
- Credit unions in Pennsylvania
- Top mortgage lenders in Pennsylvania
- Pennsylvania property tax, home prices and banks
- All large US banks
- Compared savings accounts
This page reports regulatory data only. It does not show the bank’s rates or products, which change often and are listed on the bank’s own site. univest.net