Ridgewood Savings Bank is headquartered in Ridgewood, New York. It is an FDIC-insured bank, established 06/18/1921 and insured by the FDIC since 07/01/1943. At the 06/30/2026 reporting date it held $7.5 billion in assets and $6.0 billion in deposits across 38 offices.
Size
By total assets it ranks #208 of 4,213 active FDIC-insured banks in the United States. Among the 115 FDIC-insured banks headquartered in New York it ranks #21.
Capital and earnings
| Equity capital | $963 million (12.8% of assets) |
|---|---|
| Net income, year to date | $26 million through 06/30/2026 |
| Return on assets (annualized) | 0.70% |
Equity capital is what the bank owns after subtracting its liabilities; a higher share of assets means a thicker cushion against losses. These are the bank’s own regulatory filings, not a rating or a recommendation.
Is it FDIC insured?
Yes. Ridgewood Savings Bank holds FDIC certificate number 16026. Deposits are insured up to $250,000 per depositor, per insured bank, per ownership category. You can confirm this on the bank’s FDIC BankFind page.
Other large banks in New York
- Goldman Sachs Bank USA, $759 billion in assets
- The Bank of New York Mellon, $425 billion in assets
- Morgan Stanley Private Bank, National Association, $250 billion in assets
- Manufacturers and Traders Trust Company, $219 billion in assets
- Flagstar Bank, National Association, $87.7 billion in assets
- Bank of China, $48.5 billion in assets
Banks of a similar size
- Ocean Bank, #206, $7.6 billion in assets
- Bank of Colorado, #207, $7.6 billion in assets
- Northpointe Bank, #209, $7.5 billion in assets
- Central Pacific Bank, #210, $7.5 billion in assets
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This page reports regulatory data only. It does not show the bank’s rates or products, which change often and are listed on the bank’s own site. ridgewoodbank.com