First National Bank of America is headquartered in East Lansing, Michigan. It is a national bank (chartered by the OCC), established 05/06/1955 and insured by the FDIC since 05/06/1955. At the 06/30/2026 reporting date it held $6.8 billion in assets and $3.9 billion in deposits across 3 offices.
Size
By total assets it ranks #225 of 4,213 active FDIC-insured banks in the United States. Among the 72 FDIC-insured banks headquartered in Michigan it ranks #2.
Capital and earnings
| Equity capital | $551 million (8.1% of assets) |
|---|---|
| Net income, year to date | $94 million through 06/30/2026 |
| Return on assets (annualized) | 2.79% |
Equity capital is what the bank owns after subtracting its liabilities; a higher share of assets means a thicker cushion against losses. These are the bank’s own regulatory filings, not a rating or a recommendation.
Is it FDIC insured?
Yes. First National Bank of America holds FDIC certificate number 17438. Deposits are insured up to $250,000 per depositor, per insured bank, per ownership category. You can confirm this on the bank’s FDIC BankFind page.
Other large banks in Michigan
- Northpointe Bank, $7.5 billion in assets
- Mercantile Bank, $6.2 billion in assets
- Independent Bank, $5.7 billion in assets
Banks of a similar size
- The Camden National Bank, #223, $6.9 billion in assets
- Old Second National Bank, #224, $6.9 billion in assets
- Hinsdale Bank & Trust Company, National Association, #226, $6.8 billion in assets
- Intrust Bank, National Association, #227, $6.8 billion in assets
Related
- Credit unions in Michigan
- Top mortgage lenders in Michigan
- Michigan property tax, home prices and banks
- All large US banks
- Compared savings accounts
This page reports regulatory data only. It does not show the bank’s rates or products, which change often and are listed on the bank’s own site. fnba.com