The Cape Cod Five Cents Savings Bank is headquartered in Hyannis, Massachusetts. It is a state-chartered bank and member of the Federal Reserve System, established 03/16/1855 and insured by the FDIC since 01/02/1981. At the 06/30/2026 reporting date it held $5.6 billion in assets and $4.6 billion in deposits across 22 offices.
Size
By total assets it ranks #261 of 4,213 active FDIC-insured banks in the United States. Among the 89 FDIC-insured banks headquartered in Massachusetts it ranks #9.
Capital and earnings
| Equity capital | $596 million (10.6% of assets) |
|---|---|
| Net income, year to date | $21 million through 06/30/2026 |
| Return on assets (annualized) | 0.74% |
Equity capital is what the bank owns after subtracting its liabilities; a higher share of assets means a thicker cushion against losses. These are the bank’s own regulatory filings, not a rating or a recommendation.
Is it FDIC insured?
Yes. The Cape Cod Five Cents Savings Bank holds FDIC certificate number 23287. Deposits are insured up to $250,000 per depositor, per insured bank, per ownership category. You can confirm this on the bank’s FDIC BankFind page.
Other large banks in Massachusetts
- State Street Bank and Trust Company, $413 billion in assets
- Eastern Bank, $31.1 billion in assets
- Rockland Trust Company, $25.0 billion in assets
- Beacon Bank and Trust, $22.2 billion in assets
- Salem Five Cents Savings Bank, $8.8 billion in assets
- Needham Bank, $7.4 billion in assets
Banks of a similar size
- Independent Bank, #259, $5.7 billion in assets
- Firstrust Savings Bank, #260, $5.6 billion in assets
- Orrstown Bank, #262, $5.6 billion in assets
- Institution for Savings in Newburyport and Its Vicinity, #263, $5.6 billion in assets
Related
- Credit unions in Massachusetts
- Top mortgage lenders in Massachusetts
- Massachusetts property tax, home prices and banks
- All large US banks
- Compared savings accounts
This page reports regulatory data only. It does not show the bank’s rates or products, which change often and are listed on the bank’s own site. capecodfive.com