Wheaton Bank & Trust, National Association is headquartered in Wheaton, Illinois. It is a national bank (chartered by the OCC), established 05/17/1993 and insured by the FDIC since 05/17/1993. At the 06/30/2026 reporting date it held $4.8 billion in assets and $4.1 billion in deposits across 8 offices.
Size
By total assets it ranks #294 of 4,213 active FDIC-insured banks in the United States. Among the 322 FDIC-insured banks headquartered in Illinois it ranks #17.
Capital and earnings
| Equity capital | $422 million (8.8% of assets) |
|---|---|
| Net income, year to date | $37 million through 06/30/2026 |
| Return on assets (annualized) | 1.60% |
Equity capital is what the bank owns after subtracting its liabilities; a higher share of assets means a thicker cushion against losses. These are the bank’s own regulatory filings, not a rating or a recommendation.
Is it FDIC insured?
Yes. Wheaton Bank & Trust, National Association holds FDIC certificate number 33803. Deposits are insured up to $250,000 per depositor, per insured bank, per ownership category. You can confirm this on the bank’s FDIC BankFind page.
Other large banks in Illinois
- BMO Bank National Association, $255 billion in assets
- The Northern Trust Company, $179 billion in assets
- CIBC Bank USA, $66.5 billion in assets
- Busey Bank, $18.1 billion in assets
- Byline Bank, $9.9 billion in assets
- Wintrust Bank, National Association, $9.6 billion in assets
Banks of a similar size
- Carter Bank & Trust, #292, $4.8 billion in assets
- Hills Bank and Trust Company, #293, $4.8 billion in assets
- First Bank & Trust, #295, $4.8 billion in assets
- Bar Harbor Bank & Trust, #296, $4.7 billion in assets
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This page reports regulatory data only. It does not show the bank’s rates or products, which change often and are listed on the bank’s own site. wheatonbank.com