Republic Bank & Trust Company is headquartered in Louisville, Kentucky. It is a state-chartered bank that is not a member of the Federal Reserve System, established 01/11/1982 and insured by the FDIC since 01/11/1982. At the 06/30/2026 reporting date it held $7.1 billion in assets and $5.6 billion in deposits across 48 offices.
Size
By total assets it ranks #219 of 4,213 active FDIC-insured banks in the United States. Among the 120 FDIC-insured banks headquartered in Kentucky it ranks #2.
Capital and earnings
| Equity capital | $1.1 billion (15.4% of assets) |
|---|---|
| Net income, year to date | $76 million through 06/30/2026 |
| Return on assets (annualized) | 2.13% |
Equity capital is what the bank owns after subtracting its liabilities; a higher share of assets means a thicker cushion against losses. These are the bank’s own regulatory filings, not a rating or a recommendation.
Is it FDIC insured?
Yes. Republic Bank & Trust Company holds FDIC certificate number 23627. Deposits are insured up to $250,000 per depositor, per insured bank, per ownership category. You can confirm this on the bank’s FDIC BankFind page.
Other large banks in Kentucky
- Stock Yards Bank & Trust Company, $10.4 billion in assets
- Community Trust Bank, Inc., $6.9 billion in assets
Banks of a similar size
- The Farmers National Bank of Canfield, #217, $7.2 billion in assets
- Johnson Bank, #218, $7.1 billion in assets
- Mid Penn Bank, #220, $7.0 billion in assets
- Cambridge Savings Bank, #221, $7.0 billion in assets
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- Kentucky property tax, home prices and banks
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This page reports regulatory data only. It does not show the bank’s rates or products, which change often and are listed on the bank’s own site. republicbank.com