The American National Bank of Texas is headquartered in Terrell, Texas. It is a national bank (chartered by the OCC), established 07/01/1981 and insured by the FDIC since 07/01/1981. At the 06/30/2026 reporting date it held $5.5 billion in assets and $4.6 billion in deposits across 28 offices.
Size
By total assets it ranks #266 of 4,213 active FDIC-insured banks in the United States. Among the 346 FDIC-insured banks headquartered in Texas it ranks #17.
Capital and earnings
| Equity capital | $328 million (6.0% of assets) |
|---|---|
| Net income, year to date | $19 million through 06/30/2026 |
| Return on assets (annualized) | 0.63% |
Equity capital is what the bank owns after subtracting its liabilities; a higher share of assets means a thicker cushion against losses. These are the bank’s own regulatory filings, not a rating or a recommendation.
Is it FDIC insured?
Yes. The American National Bank of Texas holds FDIC certificate number 23474. Deposits are insured up to $250,000 per depositor, per insured bank, per ownership category. You can confirm this on the bank’s FDIC BankFind page.
Other large banks in Texas
- Charles Schwab Bank, SSB, $251 billion in assets
- Frost Bank, $54.0 billion in assets
- Prosperity Bank, $43.9 billion in assets
- Texas Capital Bank, $33.6 billion in assets
- Charles Schwab Premier Bank, SSB, $26.6 billion in assets
- Sunflower Bank, National Association, $15.7 billion in assets
Banks of a similar size
- First Internet Bank of Indiana, #264, $5.5 billion in assets
- Great Southern Bank, #265, $5.5 billion in assets
- Coastal Community Bank, #267, $5.5 billion in assets
- Green Dot Bank DBA Bonneville Bank, #268, $5.4 billion in assets
Related
- Credit unions in Texas
- Top mortgage lenders in Texas
- Texas property tax, home prices and banks
- All large US banks
- Compared savings accounts
This page reports regulatory data only. It does not show the bank’s rates or products, which change often and are listed on the bank’s own site. anbtx.com