U.S. Bank National Association is headquartered in Cincinnati, Ohio. It is a national bank (chartered by the OCC), established 07/13/1863 and insured by the FDIC since 01/01/1934. At the 06/30/2026 reporting date it held $706 billion in assets and $542 billion in deposits across 2,095 offices.
Size
By total assets it ranks #6 of 4,213 active FDIC-insured banks in the United States. Among the 155 FDIC-insured banks headquartered in Ohio it ranks #2.
Capital and earnings
| Equity capital | $68.8 billion (9.8% of assets) |
|---|---|
| Net income, year to date | $4.2 billion through 06/30/2026 |
| Return on assets (annualized) | 1.23% |
Equity capital is what the bank owns after subtracting its liabilities; a higher share of assets means a thicker cushion against losses. These are the bank’s own regulatory filings, not a rating or a recommendation.
Is it FDIC insured?
Yes. U.S. Bank National Association holds FDIC certificate number 6548. Deposits are insured up to $250,000 per depositor, per insured bank, per ownership category. You can confirm this on the bank’s FDIC BankFind page.
Other large banks in Ohio
- JPMorgan Chase Bank, National Association, $4.09 trillion in assets
- Fifth Third Bank, National Association, $299 billion in assets
- The Huntington National Bank, $283 billion in assets
- KeyBank National Association, $189 billion in assets
- First Financial Bank, $22.4 billion in assets
- Third Federal Savings and Loan Association of Cleveland, $18.1 billion in assets
Banks of a similar size
- Wells Fargo Bank, National Association, #4, $1.91 trillion in assets
- Goldman Sachs Bank USA, #5, $759 billion in assets
- Capital One, National Association, #7, $662 billion in assets
- PNC Bank, National Association, #8, $610 billion in assets
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This page reports regulatory data only. It does not show the bank’s rates or products, which change often and are listed on the bank’s own site. usbank.com