In Frederick County, Maryland the effective property tax rate is 1.02%. The median homeowner pays $4,463 a year in real estate taxes on a home with a median value of $437,700. That rate is the 7th highest of the 24 Maryland counties with published data, and the 1141st highest of 3,132 counties in the United States.
Property tax in Frederick County
The effective rate is the median real estate tax paid divided by the median home value. The Maryland statewide average is 1.00%, so Frederick County is above it. Applying this county's rate to other home prices gives a rough idea of the yearly bill; actual bills depend on the school district, exemptions and the assessed value.
| Home value | Estimated tax per year | Per month |
|---|---|---|
| $200,000 | $2,040 | $170 |
| $300,000 | $3,060 | $255 |
| $400,000 | $4,080 | $340 |
| $437,700 (county median) | $4,460 | $372 |
| $500,000 | $5,100 | $425 |
Home values and incomes
The median home value is $437,700 (6th highest in Maryland, 169th highest nationally) and the median household income is $120,458. Homes cost about 3.6 times a typical household's yearly income. Median gross rent is $1,706 a month. 77% of occupied homes are owner-occupied. Homeowners with a mortgage pay a median of $1,184 a year for insurance. For comparison, the Maryland statewide median home value is $424,890.
Counties near Frederick County in the Maryland property tax ranking
| County | Effective rate | Median home value |
|---|---|---|
| Baltimore County | 1.10% | $330,000 |
| Allegany County | 1.08% | $149,200 |
| Charles County | 1.04% | $402,300 |
| Frederick County | 1.02% | $437,700 |
| Cecil County | 0.98% | $311,800 |
| Somerset County | 0.98% | $164,300 |
| Dorchester County | 0.95% | $252,300 |
Frequently asked questions
What is the property tax rate in Frederick County, Maryland?
The effective property tax rate is 1.02% of home value per year, the 7th highest of 24 counties in Maryland (Census ACS 2023 5-year estimates).
How much is property tax on a $300,000 home in Frederick County?
At the county's effective rate of 1.02%, about $3,060 a year (roughly $255 a month). Your actual bill depends on the assessed value, your school district and exemptions.
What is the median home value in Frederick County?
The median home value is $437,700 (Census ACS 2023 5-year estimates, owner-occupied homes).
What is the median household income in Frederick County?
The median household income is $120,458 (Census ACS 2023 5-year estimates).