In Harford County, Maryland the effective property tax rate is 0.93%. The median homeowner pays $3,424 a year in real estate taxes on a home with a median value of $367,300. That rate is the 13th highest of the 24 Maryland counties with published data, and the 1339th highest of 3,132 counties in the United States.
Property tax in Harford County
The effective rate is the median real estate tax paid divided by the median home value. The Maryland statewide average is 1.00%, so Harford County is below it. Applying this county's rate to other home prices gives a rough idea of the yearly bill; actual bills depend on the school district, exemptions and the assessed value.
| Home value | Estimated tax per year | Per month |
|---|---|---|
| $200,000 | $1,860 | $155 |
| $300,000 | $2,790 | $233 |
| $367,300 (county median) | $3,420 | $285 |
| $400,000 | $3,720 | $310 |
| $500,000 | $4,650 | $388 |
Home values and incomes
The median home value is $367,300 (12th highest in Maryland, 293rd highest nationally) and the median household income is $111,317. Homes cost about 3.3 times a typical household's yearly income. Median gross rent is $1,557 a month. 79.7% of occupied homes are owner-occupied. Homeowners with a mortgage pay a median of $1,224 a year for insurance. For comparison, the Maryland statewide median home value is $424,890.
Counties near Harford County in the Maryland property tax ranking
| County | Effective rate | Median home value |
|---|---|---|
| Dorchester County | 0.95% | $252,300 |
| Carroll County | 0.94% | $406,400 |
| Kent County | 0.94% | $307,100 |
| Harford County | 0.93% | $367,300 |
| Caroline County | 0.92% | $272,400 |
| Washington County | 0.89% | $275,900 |
| Wicomico County | 0.89% | $238,900 |
Frequently asked questions
What is the property tax rate in Harford County, Maryland?
The effective property tax rate is 0.93% of home value per year, the 13th highest of 24 counties in Maryland (Census ACS 2023 5-year estimates).
How much is property tax on a $300,000 home in Harford County?
At the county's effective rate of 0.93%, about $2,790 a year (roughly $233 a month). Your actual bill depends on the assessed value, your school district and exemptions.
What is the median home value in Harford County?
The median home value is $367,300 (Census ACS 2023 5-year estimates, owner-occupied homes).
What is the median household income in Harford County?
The median household income is $111,317 (Census ACS 2023 5-year estimates).