Fixed-rate personal loan from Avant, issued by WebBank.
Avant Personal Loan
Avant ·
- APR
- 9.95% to 35.99%
- Loan amount
- $2,000 to $35,000
- Term
- 24 to 60 months
- Origination fee
- up to 9.99%
Borrowers who want a quick decision and a fixed monthly payment
- Fixed interest rate and one monthly payment
- Funds as soon as the next business day if approved
- Administration fee of up to 9.99%
- Shorter terms: 24 to 60 months
Our verdict
Avant Personal Loan scores 3.2 out of 5 (64.1 of 100 points) in our method, which ranks it #10 of 10 verified personal loans we compare. Best for: borrowers who want a quick decision and a fixed monthly payment.
Key terms
| APR | 9.95% to 35.99% |
|---|---|
| Loan amount | $2,000 to $35,000 |
| Term | 24 to 60 months |
| Origination fee | up to 9.99% |
| Terms verified | 11/03/2026 |
Pros and cons
Pros
- Fixed interest rate and one monthly payment
- Funds as soon as the next business day if approved
Cons
- Administration fee of up to 9.99%
- Shorter terms: 24 to 60 months
Who it is for
- A good fit: Borrowers who want a quick decision and a fixed monthly payment.
- Look at other options if any of these is a dealbreaker: administration fee of up to 9.99%; shorter terms: 24 to 60 months.
How it compares
| Loan | APR | Loan amount | Term | Origination fee | Our rating |
|---|---|---|---|---|---|
| Wells Fargo Personal Loan | from 6.74% | $3,000 to $100,000 | 12 to 84 months | none | 5.0 |
| SoFi Personal Loan | 6.99% to 35.49% | $5,000 to $100,000 | 24 to 84 months | none | 4.9 |
| Discover Personal Loan | 6.99% to 24.99% | $2,500 to $40,000 | 36 to 84 months | none | 4.6 |
| Upstart Personal Loan | 6.30% to 35.99% | $1,000 to $75,000 | 36 to 60 months | — | 4.5 |
| Citi Personal Loan | from 10.24% | $2,000 to $30,000 | — | none | 4.2 |
| OneMain Financial Personal Loan | 11.99% to 35.99% | $1,500 to $35,000 | 24 to 60 months | — | 4.1 |
| Upgrade Personal Loan | 7.74% to 35.99% | $1,000 to $50,000 | 24 to 84 months | up to 9.99% | 3.6 |
| Prosper Personal Loan | 8.99% to 35.99% | $2,000 to $50,000 | 24 to 72 months | up to 9.99% | 3.5 |
| Best Egg Personal Loan | 6.99% to 35.99% | $2,000 to $50,000 | 36 to 60 months | up to 9.99% | 3.4 |
| Avant Personal Loan | 9.95% to 35.99% | $2,000 to $35,000 | 24 to 60 months | up to 9.99% | 3.2 |
See it in our full comparison: Personal Loans: Lenders Compared.
How we scored it
The score uses only the loan’s published terms. Whether a provider pays us, or whether we have any agreement with it, plays no part. Read the full method.
| Part | Weight | This loan |
|---|---|---|
| APR | 35 | 87 / 100 |
| Origination fee | 20 | 0 / 100 |
| Amounts and terms | 15 | 58 / 100 |
| Funding speed | 10 | 86 / 100 |
| Soft-check prequalification | 10 | 100 / 100 |
| Credit requirement | 10 | not scored |
Frequently asked questions
What is the APR on the Avant Personal Loan?
Avant advertises an APR of 9.95% to 35.99% (verified 11/03/2026). The rate you are offered depends on your credit and the loan you choose, and the lowest rates usually go to the strongest applicants.
Does the Avant Personal Loan have an origination fee?
Avant states an origination fee of up to 9.99% of the loan amount, taken from the proceeds (verified 11/03/2026). That means you receive less than the amount you borrow.
Does checking my rate affect my credit score?
Avant says that checking your rate does not affect your credit score. Read its terms for what happens when you accept an offer.
How fast can I get the money from Avant?
Avant says funds can arrive as soon as one business day after approval or signing. Timing depends on your bank and on verification.
What could a $10,000 loan cost per month?
At the lowest advertised APR (9.95%) over 36 months, the payment on $10,000 would be about $322 a month, or $11,608 in total. This treats the APR as the interest rate, so your real payment will differ with your offer and any origination fee. Use the loan calculator for your own numbers.
Sources
- Avant product page, read 11/03/2026
Terms change; confirm them on the provider’s site. Not financial advice.