Wells Fargo Bank, National Association is headquartered in Sioux Falls, South Dakota. It is a national bank (chartered by the OCC), established 01/01/1870 and insured by the FDIC since 01/01/1934. At the 06/30/2026 reporting date it held $1.91 trillion in assets and $1.56 trillion in deposits across 4,159 offices.
Size
By total assets it ranks #4 of 4,213 active FDIC-insured banks in the United States. Among the 56 FDIC-insured banks headquartered in South Dakota it ranks #2.
Capital and earnings
| Equity capital | $170 billion (8.9% of assets) |
|---|---|
| Net income, year to date | $12.8 billion through 06/30/2026 |
| Return on assets (annualized) | 1.38% |
Equity capital is what the bank owns after subtracting its liabilities; a higher share of assets means a thicker cushion against losses. These are the bank’s own regulatory filings, not a rating or a recommendation.
Is it FDIC insured?
Yes. Wells Fargo Bank, National Association holds FDIC certificate number 3511. Deposits are insured up to $250,000 per depositor, per insured bank, per ownership category. You can confirm this on the bank’s FDIC BankFind page.
Other large banks in South Dakota
- Citibank, National Association, $1.98 trillion in assets
- The Bancorp Bank, National Association, $9.2 billion in assets
- Pathward, National Association, $7.3 billion in assets
- Dacotah Bank, $4.9 billion in assets
- First Bank & Trust, $4.8 billion in assets
Banks of a similar size
- Bank of America, National Association, #2, $2.65 trillion in assets
- Citibank, National Association, #3, $1.98 trillion in assets
- Goldman Sachs Bank USA, #5, $759 billion in assets
- U.S. Bank National Association, #6, $706 billion in assets
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This page reports regulatory data only. It does not show the bank’s rates or products, which change often and are listed on the bank’s own site. wellsfargo.com