Goldman Sachs Bank USA is headquartered in New York, New York. It is a state-chartered bank and member of the Federal Reserve System, established 08/30/1990 and insured by the FDIC since 11/28/2008. At the 06/30/2026 reporting date it held $759 billion in assets and $499 billion in deposits across 5 offices.
Size
By total assets it ranks #5 of 4,213 active FDIC-insured banks in the United States. Among the 115 FDIC-insured banks headquartered in New York it ranks #1.
Capital and earnings
| Equity capital | $60.2 billion (7.9% of assets) |
|---|---|
| Net income, year to date | $4.3 billion through 06/30/2026 |
| Return on assets (annualized) | 1.21% |
Equity capital is what the bank owns after subtracting its liabilities; a higher share of assets means a thicker cushion against losses. These are the bank’s own regulatory filings, not a rating or a recommendation.
Is it FDIC insured?
Yes. Goldman Sachs Bank USA holds FDIC certificate number 33124. Deposits are insured up to $250,000 per depositor, per insured bank, per ownership category. You can confirm this on the bank’s FDIC BankFind page.
Other large banks in New York
- The Bank of New York Mellon, $425 billion in assets
- Morgan Stanley Private Bank, National Association, $250 billion in assets
- Manufacturers and Traders Trust Company, $219 billion in assets
- Flagstar Bank, National Association, $87.7 billion in assets
- Bank of China, $48.5 billion in assets
- Deutsche Bank Trust Company Americas, $40.5 billion in assets
Banks of a similar size
- Citibank, National Association, #3, $1.98 trillion in assets
- Wells Fargo Bank, National Association, #4, $1.91 trillion in assets
- U.S. Bank National Association, #6, $706 billion in assets
- Capital One, National Association, #7, $662 billion in assets
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This page reports regulatory data only. It does not show the bank’s rates or products, which change often and are listed on the bank’s own site. marcus.com