Lake Forest Bank & Trust Company, National Association is headquartered in Lake Forest, Illinois. It is a national bank (chartered by the OCC), established 05/21/1986 and insured by the FDIC since 12/26/1991. At the 06/30/2026 reporting date it held $9.3 billion in assets and $7.3 billion in deposits across 10 offices.
Size
By total assets it ranks #173 of 4,213 active FDIC-insured banks in the United States. Among the 322 FDIC-insured banks headquartered in Illinois it ranks #7.
Capital and earnings
| Equity capital | $879 million (9.5% of assets) |
|---|---|
| Net income, year to date | $92 million through 06/30/2026 |
| Return on assets (annualized) | 1.99% |
Equity capital is what the bank owns after subtracting its liabilities; a higher share of assets means a thicker cushion against losses. These are the bank’s own regulatory filings, not a rating or a recommendation.
Is it FDIC insured?
Yes. Lake Forest Bank & Trust Company, National Association holds FDIC certificate number 27589. Deposits are insured up to $250,000 per depositor, per insured bank, per ownership category. You can confirm this on the bank’s FDIC BankFind page.
Other large banks in Illinois
- BMO Bank National Association, $255 billion in assets
- The Northern Trust Company, $179 billion in assets
- CIBC Bank USA, $66.5 billion in assets
- Busey Bank, $18.1 billion in assets
- Byline Bank, $9.9 billion in assets
- Wintrust Bank, National Association, $9.6 billion in assets
Banks of a similar size
- Liberty Bank, #171, $9.4 billion in assets
- 1st Source Bank, #172, $9.3 billion in assets
- Union Bank and Trust Company, #174, $9.2 billion in assets
- First American Trust, FSB, #175, $9.2 billion in assets
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This page reports regulatory data only. It does not show the bank’s rates or products, which change often and are listed on the bank’s own site. lakeforestbank.com