Union Bank and Trust Company is headquartered in Lincoln, Nebraska. It is a state-chartered bank that is not a member of the Federal Reserve System, established 02/28/1917 and insured by the FDIC since 01/01/1934. At the 06/30/2026 reporting date it held $9.2 billion in assets and $7.5 billion in deposits across 37 offices.
Size
By total assets it ranks #174 of 4,213 active FDIC-insured banks in the United States. Among the 138 FDIC-insured banks headquartered in Nebraska it ranks #2.
Capital and earnings
| Equity capital | $999 million (10.8% of assets) |
|---|---|
| Net income, year to date | $76 million through 06/30/2026 |
| Return on assets (annualized) | 1.66% |
Equity capital is what the bank owns after subtracting its liabilities; a higher share of assets means a thicker cushion against losses. These are the bank’s own regulatory filings, not a rating or a recommendation.
Is it FDIC insured?
Yes. Union Bank and Trust Company holds FDIC certificate number 13421. Deposits are insured up to $250,000 per depositor, per insured bank, per ownership category. You can confirm this on the bank’s FDIC BankFind page.
Other large banks in Nebraska
- First National Bank of Omaha, $34.2 billion in assets
- Pinnacle Bank, $9.2 billion in assets
Banks of a similar size
- 1st Source Bank, #172, $9.3 billion in assets
- Lake Forest Bank & Trust Company, National Association, #173, $9.3 billion in assets
- First American Trust, FSB, #175, $9.2 billion in assets
- The Bancorp Bank, National Association, #176, $9.2 billion in assets
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This page reports regulatory data only. It does not show the bank’s rates or products, which change often and are listed on the bank’s own site. ubt.com